With questionable economic value delivered to private student loan borrowers and little transparency from lenders, twelve of the nation's leading credit unions felt it was imperative for credit unions to leverage their cooperative nature and not-for-profit structure to deliver a better solution to students and families. With this goal in mind, Credit Union Student Choice was formed in early 2008.Now providing service to nearly 80 credit unions and more than five million members, the organization delivers a revolutionary product that offers lower loan rates, zero origination fees, and more flexible repayment options-benefiting students at the most critical stage of their young financial lives.